• None of the policyholders or anyone living in the households of the items to be insured have been declared bankrupt, served with any County Court Judgements (CCJs), Individual Voluntary Arrangement (IVAs) or arrangements with creditors.
• No policyholder or household member has ever been refused insurance, had a policy cancelled, refused, declined, voided, or had special terms imposed by any insurer due to a previous claim or misrepresentation.
• You and/or any second policyholder are over 21 years old, are the primary users and owners of the items to be insured, and are not students or part-time employees.
• You do not reside with non-family members, except for domestic employees employed under formal contracts.
• You are seeking insurance for personal use only. You are not a dealer, trader, or seller of the insured items, and they are not used for commercial purposes, including but not limited to hire, rental, or any form of reward.
• You and/or the second policyholder are the rightful and sole owners of the insured items. You confirm that the values provided are accurate and take full responsibility for their accuracy. You can provide verifiable proof of ownership, value, and authenticity if required, including in the event of a claim or loss.
• Your location(s) have Fiver Lever Mortice Deadlocks on all exit doors.
• Your location(s) are not unoccupied for more than 30 consecutive days.
• You are requesting insurance solely for yourself and/or a second named policyholder, and you confirm that the coverage is not intended for any other household member, family member, friend, or third party.
• The values provided for your items are accurate to the best of your knowledge and you assume full responsibility for the values.
• Your security and fire alarms are functioning and if using smart technology, record for a minimum of 30 days.
• Your safe is adequate for your collection value up to a maximum of 125% for jewellery and watches and is installed with suitable anchor bolts in to the floor or wall at the Named Location(s).

Declaration of Truth Statement

• I declare that, to the best of my knowledge and belief, all the information provided in this application is true and complete.
• I understand and acknowledge that it is my responsibility to exercise reasonable care when answering all questions at the inception of this contract. I further understand that I am required to promptly notify the insurer of any changes to the information provided herein, and that failure to do so may result in the policy being void or not operating to its full effect. I will take all reasonable steps to ensure that any changes to the information provided are disclosed to the insurer, along with any other facts that may impact the acceptance or assessment of my policy.
• I understand that the information I provide in this form, including any details about incidents, may be shared with the insurer and relevant authorities, including a central database and law enforcement agencies, for the purpose of fraud prevention.
• I agree that this declaration, along with all the information I have provided, shall form the basis of the contract between myself and the insurer. If any answer has been completed by someone other than me, I acknowledge that such person is acting as my agent for this purpose.