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Gerhard Richter Art Insurance

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A blur between painting and photography.

Gerhard Richter's versatility is what makes him a great artist. He began his career with photorealistic painting (often referred to as "photo painting"), creating hyper-realistic depictions of photographs. Over time, he shifted to abstract works that incorporate dynamic, gestural brushstrokes. This gradual change in his artwork has made it sought-after by many, so insuring it keeps its heritage safeguarded against theft, loss, or damage.

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What does Gerhard Richter Art Insurance Cover?

Gerhard Richter is a master of transformation and ambiguity, renowned for his ability to blend photorealism with abstraction in ways that challenge the boundaries of painting. Born in Dresden in 1932, Richter's career spans several decades and includes a vast array of styles and techniques, from his highly detailed photo-paintings to his dynamic, textured abstractions. His work often reflects themes of memory, perception, and the blurred line between representation and abstraction, making him one of the most influential contemporary artists of his generation.

Betty (1988) is one of Richter’s most celebrated portrait works, a striking example of his photographic realism. Based on a photograph of his daughter, Betty, the painting captures her youthful, almost ethereal presence with remarkable precision and soft, luminous light. Yet, despite its sharp realism, there is a sense of detachment in the portrait, as Richter's signature smudge technique distorts the edges, creating a subtle tension between clarity and ambiguity. This interplay between clarity and blur, detail and abstraction, is a hallmark of Richter’s work, where he often questions the reliability of memory and visual perception.

In contrast, Candle (1982) is a haunting still life painting that explores the fragility of light and time. The simple yet profound image of a lit candle, rendered in vivid detail, appears to flicker in the viewer’s gaze, creating a sense of impermanence. Richter's delicate brushwork captures the interplay of light, shadow, and the shifting reflections of the flame on the wax. The image is serene yet unsettling, evoking a sense of fleeting moments and inevitable decay. This painting is a meditation on the passage of time and the quiet, transient beauty found in the most ordinary subjects.

Our bespoke insurance ensures that your Gerhard Richter works are fully protected, preserving both their emotional and financial value for generations to come. From the luminous stillness of _Betty_ to the transient light of _Candle_, we provide tailored coverage that safeguards the integrity of these masterpieces, allowing you to continue appreciating their profound beauty without worry.

Who is Gerhard Richter Art Insurance for?

All images used are credited to their respective owners and remain the copyright of the original creators.

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Why choose us?

With more than 15 years of unparalleled expertise in the insurance industry, this is insurance the way it should be.

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PROTECTION PLANS

Choose your cover

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CORE

over £50,000
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COLLECTOR

over £250,000
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CONNOISSEUR

over £500,000
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Need a custom plan?

Our parent company Saxon Insurance Brokers can provide you with a tailored quote for collections over the value of £1,000,000.

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TESTIMONIALS

Experience you can rely on

The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire

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The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire
Collection Cover made the whole process quick and easy, offering a quote in no time. Their policy matched my requirements exactly, and the pricing was great, with helpful customer service just a call or chat away. — Salv M, Chester

★★★★★                                                

Collection Cover made the whole process quick and easy, offering a quote in no time. Their policy matched my requirements exactly, and the pricing was great, with helpful customer service just a call or chat away. — Salv M, Chester
We know we are in safe hands, Samuel and his team are extremely knowledgeable and always deliver beyond expectation... — Andrew G, Essex

★★★★★                                                

We know we are in safe hands, Samuel and his team are extremely knowledgeable and always deliver beyond expectation... — Andrew G, Essex

★★★★★                                                

Collection Cover provided me with a fast quote and a policy that met my exact requirements at a great price. I was always able to get in touch with a friendly person for support whenever I needed assistance. — Gareth H, Cobham

★★★★★                                                

The speed of receiving a quote from Collection Cover was fantastic, and the policy was tailored to what I needed at a competitive price. The customer service was outstanding, always offering support when needed through phone or live chat. — Dom V, London

★★★★★                                                

I was impressed with how fast I received a quote from Collection Cover. The policy I took out perfectly suited my needs and was competitively priced, with excellent customer service available whenever I had questions. — Diana S, London

★★★★★                                                

Insuring my collection was so easy, one of the best insurance websites I've used. I buy new items frequently so being able to manage the policy myself is a game changer. — Ben R, London

★★★★★                                                

I was able to get a quote from Collection Cover in no time, and the policy was exactly what I was looking for at a fair price. The personal customer service provided through live chat and phone made the experience even better. — Mike L, Weybridge

★★★★★                                                

The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire

★★★★★                                                

Collection Cover made the whole process quick and easy, offering a quote in no time. Their policy matched my requirements exactly, and the pricing was great, with helpful customer service just a call or chat away. — Salv M, Chester
The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire

★★★★★                                                

The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire
Collection Cover made the whole process quick and easy, offering a quote in no time. Their policy matched my requirements exactly, and the pricing was great, with helpful customer service just a call or chat away. — Salv M, Chester

★★★★★                                                

Collection Cover made the whole process quick and easy, offering a quote in no time. Their policy matched my requirements exactly, and the pricing was great, with helpful customer service just a call or chat away. — Salv M, Chester

★★★★★                                                

We know we are in safe hands, Samuel and his team are extremely knowledgeable and always deliver beyond expectation... — Andrew G, Essex

★★★★★                                                

Collection Cover provided me with a fast quote and a policy that met my exact requirements at a great price. I was always able to get in touch with a friendly person for support whenever I needed assistance. — Gareth H, Cobham

★★★★★                                                

The speed of receiving a quote from Collection Cover was fantastic, and the policy was tailored to what I needed at a competitive price. The customer service was outstanding, always offering support when needed through phone or live chat. — Dom V, London

★★★★★                                                

I was impressed with how fast I received a quote from Collection Cover. The policy I took out perfectly suited my needs and was competitively priced, with excellent customer service available whenever I had questions. — Diana S, London

★★★★★                                                

Insuring my collection was so easy, one of the best insurance websites I've used. I buy new items frequently so being able to manage the policy myself is a game changer. — Ben R, London

★★★★★                                                

I was able to get a quote from Collection Cover in no time, and the policy was exactly what I was looking for at a fair price. The personal customer service provided through live chat and phone made the experience even better. — Mike L, Weybridge

★★★★★                                                

The self-service platform is really easy to use as was buying a policy. I highly recommend Collection Cover. — AA, Berkshire

You might be wondering


  • Can you insure multiple items with Collection Cover?

    Yes, you can insure multiple high-risk items with Collection Cover on a standalone policy.
  • How do I value my collection?

    You can value your collection with a qualified valuer or appraiser who specialises in your type of collection whether it’s fine art, jewellery, watches, handbags, or memorabilia. They can provide a professional assessment and documentation to support your collection’s value.
  • How does Collection Cover work?

    Collection Cover offers specialist high-value digital insurance for collectors across the UK. You get a 60 second personalised quote, fill out your information in minutes, then you buy the cover instantly, where you can manage your entire policy online 24/7.
  • Where can I find my details?

    You can find your policy details in your personal portal. You can You can login here.
  • Is there a discount if I recommend friends or family?

    Yes! As part of our Collection Club, we offer a refer-a-friend program and many other exclusive benefits. By recommending friends or family, you can enjoy added perks and discounts as a valued member.
  • Is Collection Cover a stand-alone policy?

    Yes, Collection Cover acts as a standalone policy for high-value items. If your home insurance cannot insure your high-risk items, Collection Cover can.
  • What does Collection Cover insure?

    Collection Cover insures multiple high-value items like watches, art, handbags, jewellery, trading cards, and memorabilia. For a full list of what we insure, you can see it here.

What else we cover

We offer extensive coverage for items across different categories, all within a single policy.

Collection Club Rewards.

Grow your collection and refer friends to earn exclusive member rewards.

Learn More

Look no further for insurance that matches the distinctiveness of your Gerhard Richter artwork.

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Collection Cover is a trading name of Saxon Insurance Brokers Ltd. Saxon Insurance Brokers Ltd is Authorised and Regulated by the Financial Conduct Authority. Ref: 785229. Registered in England and Wales No: 10794641. Registered address: The Blade, 3rd Floor, Abbey Square, Reading, Berkshire, RG1 3BE, UK